Corporate Profile

SmartLending.com is one of the nation’s leading mortgage advisory companies, headquartered in San Diego, California. We now rank among the nation’s fastest-growing small companies.

SmartLending provides geo-targeted advertising solutions designed to deliver more leads and more exposure for our lending partners.

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Corporate Profile

SmartLending.com is one of the nation’s leading mortgage advisory companies, headquartered in San Diego, California. We now rank among the nation’s fastest-growing small companies.

SmartLending provides geo-targeted advertising solutions designed to deliver more leads and more exposure for our lending partners.

Lending Expertise

Our Executive team has decades of lending experience in consumer banking, mortgage finance and digital technology.

We provide consumers with competitive lending solutions because of our strong relationships with trusted bankers, lenders, credit unions and private money sources. We are driven by consumers’ needs for superior lending and that’s why our team was built with stellar lending professionals that have proven track records and many years of experience in the finance industry.

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Superior Loan

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We were able to get some quick cash even though we did not have a high credit score.

Angela D., Springfield, IL

Thanks for helping us finance some much-needed home repairs.

Jaime, New Smyrna, FL

The process was easy to shop lenders online and we got the money we needed.

Juan P., Virginia Beach, VA

Frequently Asked Questions

We will connect you lenders that offer loan programs for all types of credit. Late payments are allowed with some programs if there is an acceptable explanation. In most cases you will need to be caught up on past due payments and the father in the past the late payment is the better.

Some of the lenders offer second chance loan for people with poor credit. Yes, the interest rate is higher but these loans are also a great opportunity to reestablish your credit.  If you have compensating factors there may be a loan you qualify for.  Debt to income ratio and credit scores do play a role in qualification but there are several loan options for people with less than perfect credit scores.

No. Most lenders will simplify verify a bank account or request a pay-stub. Some of the higher loan amount may require a W2 or tax returns but there are “no income” loan options as well. This will be a question for the lenders you speak with.